Lawsuit Funding For Pedestrian Personal Injury Lawsuits

The National Highway Traffic Safety Administration (NHTSA) reports that a pedestrian is injured in an accident every 8 minutes in the U.S., and that there is a pedestrian fatality every 113 minutes.

Pedestrians are completely defenseless due to the size and weight of the vehicle. They can result in serious injuries, such as back and neck injuries, traumatic brain injury, disability, disfigurement, and even death.

If you have been injured in a pedestrian accident or lost a loved one due to negligence of someone else, you may be entitled to compensation for your losses. After seeking legal representation, if you are in need of immediate cash to pay medical bills, funeral expenses, mortgage, or other monthly bills, Lawsuit Financial may be able to help. We work with plaintiffs to help them avoid suffering financially through lost wages while waiting settlement or case resolution. If justice is slow in coming, the plaintiffs' desperation to settle too early, for too little, is removed because the important bills and expenses have been paid by legal finance services. The plaintiff, then has the luxury of waiting out the litigation process. Lawsuit funding is a non-recourse cash advance meaning if the plaintiff loses his/her case, the lawsuit funding is excused and the money does not have to be repaid; this is why it is call a “cash advance” and not a “lawsuit loan”.

Let Lawsuit Financial help you level the playing field and avoid the stress and worry over where money will come from to pay the doctors, the mortgage, tuition, food and car expenses. In the right situation, for the right plaintiff, lawsuit funding is clearly a service that plaintiffs should consider at a strategic time in the litigation. If you or a loved one has been injured in a pedestrian accident, call or visit us online for more information or to apply for a no-risk lawsuit cash advance.

Is Your Case A Good Candidate For Lawsuit Funding?

Case One:

A 28-year-old woman went to a dental clinic to have three teeth pulled, but the dentist mistakenly pulled all 16 upper teeth. Restoration surgery would be in excess of $80,000. The woman needed the surgery prior to settling her case, but did not have immediate cash on hand. Faced with surgery and other mounting bills, she had to decide whether to accept a low-ball offer from the insurance company. The plaintiff qualified for a lawsuit cash advance which enabled her to have her surgery, stay financially afloat and await a fair settlement.

Case Two:

A construction worker was part of a crew that had been subcontracted out to complete an expansion at a local parts company dealership. When a beam fell off a forklift, the victim tried to get out of its way. Unfortunately, he couldn't, and the 33-foot long, 1,750 pound beam crushed him to death. It took only three minutes for EMS crews to arrive on site; the unfortunate victim could not be saved. The man was the sole breadwinner of his family of four. Cases like this take a long time to pursue and compensation for his wrongful death could be months, possibly years, away. His widow needed immediate cash to pay funeral expenses, tuition, mortgage, and other expenses. A lawsuit cash advance helped meet her necessary financial obligations until her case settled.

Case Three:

A drunk driver ran a red stoplight and crashed into a Honda Accord, seriously injuring the driver. The victim was under extensive medical care, including physical therapy for his injuries. He was unable to work for over a year. The insurance company offered the plaintiff $100,000 to settle. Needing immediate cash, the plaintiff told his attorney he wanted to settle. His attorney felt the case was worth 10 times the offer and urged the plaintiff to call Lawsuit Financial for pre-settlement funding. Upon evaluation of his case, the plaintiff was provided a $20,000 cash advance; his case settled six months later for $1 million.

In each of these cases, Lawsuit Financial helped level the playing field by providing plaintiffs with lawsuit funding to cover every day financial needs. Lawsuit funding is meant for those people who, because of difficult financial circumstances, need immediate cash to avoid further losses. Pre-settlement funding is non-recourse funding which means that the cash advance is only repaid if the plaintiff wins his/her case. If the plaintiff loses, they keep the cash advance free and with no obligation. A cash advance enables plaintiffs to recover from injuries while their attorney has time to negotiate a fair and equitable settlement. In other words, with lawsuit funding there is no need to accept a low-ball offer from the insurance company.

If you have filed a personal injury lawsuit and struggling to meet your financial obligations, call or visit Lawsuit Financial. Don't worry about being out of work. Lawuit Financial does not care about current or past employment; we do not run credit checks. Additionally, there is no upfront fees or monthly payments. Lawsuit funding is a non-recourse cash advance, so the only time we get paid is when you receive your settlement. If approved, cash can be wired into your account withing 24 48 hours. Then, concentrate on what is really important recuperating from you injuries and pursuing fair compensation.

Financial Help for Auto Accident Victims

Sometimes people are in the wrong place at the wrong time. The consequences of the auto accident can be devastating leaving you struggling to pay bills and replace lost wages while recovering. Adding insult to injury, the greedy insurance company, who is only concerned with their own financial well-being will deny, delay, and defend dragging out the litigation process hoping you will settle for a less than case value. You may lack the credit history to qualify for a traditional bank loan. Even if you did, monthly payments would only add to the already stretched monthly budget. How do you and your family survive?

Lawsuit funding is a great option for plaintiffs who need cash fast for the financial necessities of life – mortgage, rent, car payments, and medical expenses. It allows a case to proceed through the legal process without pressure to settle early and attempts to ensure improved case results. A lawsuit cash advance can be provided for many types of litigation including auto accidents, premises liability/slip & fall, malpractice, personal injury, product liability, wrongful death, auto accident, and employment suits, among others.

Pre-settlement funding is a non-recourse (repayment is contingent upon litigation outcome) cash advance; the plaintiff gets the money he/she desperately needs without immediate obligation to repay. If the case is resolved successfully, repayment of principal and profit owed is made. There are no credit checks or employment history required. The funding is approved based solely on the strength of the case, and is not repaid until the case settles favorably. Litigation funding poses no risk; if you lose your case, you owe nothing.

The application and approval process is quick and easy; usually completed within 24 – 48 hours. If your case has not been settled, consider litigation funding. It is not for everyone but it is there when you need it most.

Lawsuit Financial is one of the most experienced lawsuit finance companies in the marketplace. Mark Bello, founder and CEO, is a 33-year trial lawyer veteran, who regularly consults with plaintiffs and attorneys to discuss whether litigation funding is the right fit for them.

Dangerous Product Burning Consumers For Years. Will the FDA’s New Sunscreen Rules Give Us Enough Protection?

The FDA has traditionally only required sunscreens to protect against sunburn. Until now, products could claim broad-spectrum protection without any basis for it. Maybe you wouldn’t leave the beach looking like a tomato, but your sunscreen may not have been shielding you from subtle damages caused by Ultraviolet A (UVA) rays.

For the first time in 33 years, new rules will require sunscreens to protect against ultraviolet B rays—which cause sunscreen, and not ultraviolet A rays—which cause skin cancer and wrinkles—to carry a warning label. The new regulations, effective next year, will force companies to improve the accuracy of their sunscreen protection claims.

Here are highlights of the new rules:

The claim “broad spectrum” will appear only on sunscreens tested for a minimum standard of UVA protection.

All sunscreens will carry their SPF rating. Those without the broad-spectrum claim, SPF will rate only UVB protection. Higher SPF numbers mean more protection against UVB as well as more protection against UVA. Warning labels will read: "Skin Cancer/Skin Aging Alert: Spending time in the sun increases your risk of skin cancer and early skin aging. This product has been shown only to help prevent sunburn, not skin cancer or early skin aging."

Sunscreens will have a “fact box” listing warnings and other important information in an easy-to-find location.

Manufacturers cannot make claims that sunscreens are "waterproof" or "sweatproof," or identify their products as a "sun block." Water resistance claims on the product's front label must tell how much time a user can expect to get the declared SPF level of protection while swimming or sweating, based on standard testing. Sunscreens that claim to be water resistant must show how long they last after a person has been swimming or sweating: 40 minutes or 80 minutes.  It must be noted in the “fact box” if they are not water resistant.

SPF values higher than 50 will be labeled as "SPF 50+." FDA does not have adequate data demonstrating that products with SPF values higher than 50 provide additional protection compared to products with SPF values of 50.

The new requirements will be effective by summer 2012, although some sunscreen makers will launch their new labels sooner. What does this mean for your summer in the sun this year? Experts say that although the inconsistency is the UVA protection, the SPF tests should be accurate. Since some protection is better than none, they do not suggest throwing out your sunscreen or staying indoors all summer long. Here are three simple ways to protect your skin from damaging sun exposure:

• Use sunscreen regularly and re-apply every two hours.
• Avoid the midday sun, when rays are the strongest.
• Wear a hat to shade your face and neck.

You may also check out “Screen Test,” to learn what to look for in your sunscreen and how to apply it for best results.

This article was brought to you by Lawsuit Financial, a pro-justice lawsuit funding company headquartered in Southfield, Michigan. We help relieve the financial pressure during the litigation process by providing a cash advance against your lawsuit. Can’t pay your bills? Get the money you need now to avoid settling your case too soon, for too little.