Lawsuit Funding: Because there are No Guarantees in Life and a Lawsuit is No Different

It is not uncommon after being the victim of an auto accident that you do not understand your legal rights or where to turn to for help.  You will likely be contacted by an insurance claims adjuster from the other party soon after the accident happened.  While an attorney may not always be needed when it comes to injury and medical damages it is recommended to consult one prior to speaking with the claims adjuster. 

A personal injury attorney can help determine your rights and a potential settlement value on your case. There are many questions that surround a lawsuit. What is my case worth? Will I win? Should I settle?  How long does it take before getting paid?  Some things that need to be considered are:

• Medical Expenses including treatments, doctor visits, hospital visits etc.
• Future Medical Expenses – These costs are associated with ongoing medical costs associated with the injury.
• Lost Income – Lost income from not being able to return to work due to injuries.
• Property Damage including repairs to your vehicle or a replacement.
• Pain & Suffering

Seeking fair compensation and justice can be a long process. The insurance company will often drag its feet hoping you will settle for less than full case value.  When you experience financial duress due to mounting ordinary and extraordinary expenses and possibly loss of income, any offer is tempting, but there is an alternative known as lawsuit funding.

Lawsuit funding is a non-recourse cash advance against your pending claim.  Credit history and employment status are irrelevant to qualify for a lawsuit funding and there are no upfront fees or monthly payments.  The primary factor for determining a plaintiff’s eligibility for funding is the strength of the case.  Once approved, funds can be available to the plaintiff within 24 - 48 hours. When finances are under control, it is much easier to focus on healing while your attorney fights your case.  In the unlikely event you do not successfully win your case, you are under no obligation to repay the case advance.

If you’re protecting your rights by filing a personal injury lawsuit, but need financial help until the case settles, we can get the value you deserve from your pending lawsuit. Apply now for lawsuit funding and you may be paying your bills within 48 hours.

Avoiding Holiday Stress

Although “It’s the most wonderful time of the year,” the holiday season often brings unwelcome guests – stress and worry, especially with gift buying, decorating, entertaining, to name a few.  The great thing about holiday stress is that it’s predictable; we know when it will begin and end.  We can make plans to reduce the amount of stress we experience and the negative impact it has on us by learning to recognize our own holiday triggers - financial pressures or personal demands, and following some practical tips to experience a relaxing and joyous holiday season.

1. Have realistic expectations.  The holidays don't have to be perfect or just like last year
2. Simplify your to-do list.  Ask yourself, “Will I die tomorrow if this thing doesn’t get done?” 
3. Ask for help.  Remember, Santa had elves.
4. Prioritize. Make a plan to focus on one thing at a time
5. Be flexible.
6. Prepare for the unexpected.  Know that some problems and delays are possible, if not likely, such as traffic.
7. Stick to a budget. Don't feel pressured to "over-spend."
8. Plan ahead.  Avoid last minute scrambling for gift and meal shopping.
9. Learn to say no. Saying yes when you should say no can leave you feeling resentful and overwhelmed.  Don’t let “supposed to do” take the place of what you would like to do or what brings you enjoyment.
10. Acknowledge your feelings.  The holidays can also be a time of year that brings up unpleasant memories such as a lost loved one. It is important to acknowledge that these memories are present without allowing them to take over your celebration.
11. Set aside differences. Try to accept family members and friends as they are, even if they don't live up to all of your expectations. Be more understanding of others.
12. Take care of yourself.  Eat healthy and get plenty of rest.  Take breaks by reading a book or going for a walk.

Most important of all, enjoy the spirit of the season. Remember that the holidays are short, as is life. 

Mark Bello is the CEO and General Counsel of Lawsuit Financial Corporation, a pro-justice lawsuit funding company.